STORM CLAIMS: If your property has been damaged as a result of the recent weather conditions and you don't need us to take urgent action you can notify us online of your claim. 

If you do require urgent action to be taken by us, call: 0800282652

STORM CLAIMS: If your property has been damaged as a result of the recent weather conditions and you don't need us to take urgent action you can notify us online of your claim. 

If you do require urgent action to be taken by us, call: 0800282652

Contents Accidental Damage Insurance

Cover for accidental damage to your home contents.

Extend your accidental damage cover to include more than the home entertainment equipment in your home.

Insurance overview

Additional protection for your home contents.

Under our home insurance, accidental damage to home entertainment equipment, mirrors, fixed glass in furniture, plate glass furniture tops and ceramic hobs are included as standard. But should damage to other contents in your home happen accidentally it wouldn't be covered.

This means that if you spilled a cup of coffee on your carpet, or scratched your wooden dining table, you wouldn’t be able to claim.

By adding accidental damage insurance to your contents insurance, you're covered for any accidental damage to your contents while they are in your home. 

What's not covered:

  • Damage due to wear and tear.
  • Damage to contents while it is away from your home or garden*
  • Damage that happens when your home is empty.
  • Damage to money.
  • Damage to clocks due to over-winding.
  • Damage to items that are normally kept in the garden.

*Accidental damage to contents while it is away from your home or garden is included if cover for contents away from the home has been purchased. 

Your cover will depend on your circumstances. Limits and exclusions apply. 

Why choose us?

Why choose us?

  • Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

    Mutual Bonus

    We reward loyalty through Mutual Bonus, a saving when you renew a General Insurance policy.

  • Spread the cost

    We won't charge you extra if you choose to pay monthly by Direct Debit - no fees or interest.

    Spread the cost

    We won't charge you extra if you choose to pay monthly by Direct Debit - no fees or interest.

  • No fees

    We don't charge an administration fee when you make adjustments to or if you cancel your policy.

    No fees

    We don't charge an administration fee when you make adjustments to or if you cancel your policy.

More cover from us

Home Emergency Cover

Cover in the event of a sudden and unexpected domestic emergency. Home Emergency Cover offers added protection for when the unexpected happens.

Personal Belongings Insurance

Extend your contents insurance to cover the items that you take outside of your home, with up to 90 days cover anywhere in the world.

Personal Legal Expenses

Access to 24/7 legal advice and cover of legal costs and expenses for you and your family in the event of legal disputes.

Caravan Insurance

When you're exploring new places with your caravan, you want proper protection. Talk to us about cover than won't keep you tied down. 

Dog and Cat Insurance

They're an important part of the family, so we offer cover to home contents insurance policyholders to help care for your dog or cat.

Travel Insurance

Protection for our home contents insurance policyholders when taking a trip, covering important things like medical expenses and loss of money.

Smallholder Insurance

Providing cover to help your smallholding grow. Smallholder Insurance can be simply added to a home contents insurance policy.

Homeworker Insurance

If you run a business from your home, our Homeworker Insurance can be added to a home contents insurance policy for greater protection.

What's next?

Take out a new policy

Ready to buy your home insurance policy? We can help you to make sure that you get the right cover.

Existing customers

Get a new quotation, make changes to, discuss your renewal or cancel your home insurance policy.

Claims

Notify us of a new home insurance claim or speak to us about a claim that is in progress.