Caravan Insurance
Giving you peace of mind on your adventures.
From the countryside to the coast, if you enjoy discovering new places, our Caravan Insurance will give you peace of mind so you can relax and explore.
This cover is only available if you are taking out a new home contents insurance policy or when adding to an existing policy.
Insurance overview
Our Caravan Insurance is available when you cover your contents through a home insurance policy and comes with the option to include cover of personal belongings up to £1,000.
We offer the option of new-for-old replacement, provided the sum insured covers the cost of a new caravan of the same make and model, or current market value for caravans and trailer tents.
We even protect against storm damage to awnings, so bad weather can't ruin your trip, and our policy covers use in most European countries for up to 12 weeks of the year.
What's covered:
- Option of new-for old replacement or your caravan's current market value if stolen or written off.
- Hire of another caravan or alternative accommodation if you lose the use of yours: up to £50 a day for 14 days.
- Transportation to nearest repairer, return home or to its permanent site if damaged, and up to £500 for disposal if not repairable.
- Storm damage to awnings: up to £1,000.
- Temporary use in Europe: up to 12 weeks.
- Personal accident for death or injuries, as outlined in the policy wording: up to £5,000.
- Your legal liability, as owner or occupier of your caravan, for injuries to others or damage to their property.
What's not covered:
- Any excess, which is the amount you’ll need to pay towards a claim. Your policy documents will outline where these apply.
- Damage or loss caused by lack of general maintenance, wear and tear, and loss of value over time.
- Any cost of replacing, repairing or restoring your caravan and its contents above the amount you’ve insured them for.
- Business use.
The features and exclusions listed are not exhaustive. Your cover will depend on your circumstances. Limits and exclusions apply.
