Buildings Accidental Damage Insurance
Cover for accidental damage to your buildings.
Extend your accidental damage cover to include more than fixed glass, ceramic hobs and sanitary ware in your house.
Insurance overview
Additional protection for your buildings.
Under our home insurance, accidental damage to fixed glass, drains, ceramic hobs and sanitary ware in your house is included as standard. But should damage occur to another part of your buildings by accident it wouldn’t be covered.
This means that if you dropped something heavy on a wooden floor and damaged it, or if you chipped your kitchen worktop, you wouldn’t be able to claim.
By adding accidental damage insurance to your buildings insurance, you're covered for any accidental damage.
What's not covered:
- Damage due to wear and tear.
- Damage that happens when your home is empty.
- Damage caused by demolition, repairs or alterations to the building's structure.
- Damage caused by poor workmanship, materials or design.
- Maintenance costs resulting from damage.
Your cover will depend on your circumstances. Limits and exclusions apply.